Property Budget Planner

Plan your complete property budget with our free affordability calculator. This tool brings together all the financial elements of buying a home — from mortgage affordability and deposit savings to running costs and stamp duty — giving you a clear picture of what you can afford and what you need to save.

What the Planner Covers

Enter your income, existing commitments, savings and target property price to see a detailed affordability assessment. The planner calculates your maximum borrowing based on current lending criteria, estimates monthly outgoings including mortgage, council tax, utilities, insurance and maintenance, and shows how long it will take to save your deposit at your current savings rate.

For more detailed calculations on specific costs, explore our mortgage calculator, stamp duty calculator, and purchase cost calculator.

When you are ready to start your property search, browse homes for sale in Hertfordshire or call 01727 868699 for expert advice from our team at Claughtons Estate Agents.